WebApr 10, 2024 · Some credit unions offer fixed-APR credit cards with rates as low as 6.99%, a far cry from the national average credit card interest rate of more than 17%. However, you still need to have a good credit score to qualify for these low-APR credit cards. 1. UNIFY Financial Credit Union. WebMar 31, 2024 · For example, if you have $7,000 in credit card debt at 19.9% APR, and your goal is to pay it off in 50 months, you'd have to pay $207 per month to meet that …
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WebYou can possibly lower your credit card's interest rate by doing research, contacting your card issuer and requesting a lower APR. WebFeb 10, 2024 · Knock that APR down to 13%, and your monthly payment goes down to $769 and overall interest down to $516 — more than $100 in interest savings over the same 12-month period. A lower interest rate can also help you manage credit card debt, as any reduction in interest rate means more available cash. phil mickelson detroit bookie
How to Get Discover to Lower Your Interest Rate - WalletHub
WebJan 17, 2024 · And while there’s no industry standard for what’s considered to be a good APR for a credit card, the lower the APR, the better. You can visit the Federal … WebMay 6, 2024 · Marlin Darden, Member. You can get Discover to lower your interest rate by calling 1-800-347-2683 or through Discover's live customer service chat from your account. You have the best chances if your credit score has improved since account opening, and you pay your bills in full and on time. It also doesn't hurt to shop around for … WebMar 31, 2024 · A lower interest rate means fewer fees each month, which can speed up your personal finance goal of getting debt-free. For example, if you pay $200 per month on a 19.9% APR credit card with a $10,000 … tsc wealth management